VIVO TECHNOLOGIES / PRODUCT DEVELOPMENT

Your idea.
Your app.
With Vivo.

We build your app and connect the financial capabilities your project needs: payments, wallets, cards and virtual assets.

Design · Development · Integration

PRODUCT CONCEPT
Your experience
Your app
Wallet
Payments
Cards
Virtual assets
Vivo GroupVivo coreAPIs · Ledger · Compliance
Conceptual architecture. Features are defined for each project.
01 / YOUR STARTING POINT

Designed around
your business.

We start with what your users need to do. That informs the experience, the product and the connections it requires.

Build an app from scratch

Turn your idea into a defined scope: users, journeys and features for a first release.

Evolve your platform

We start with what you have built to assess experience improvements, new features and integrations.

Embed finance in your product

Bring Vivo capabilities into an app, platform or portal, depending on the service and market.

02 / DESIGN & DEVELOPMENT

From idea
to experience.

A process for making decisions before building and validating each integration before launch.

  1. Define the scope

    We review your business, users and market, then agree on the features and priorities for the first release.

  2. Design the journeys

    We organize information and design the screens, states and actions each user needs.

  3. Develop and connect

    We build the experience and connect the agreed capabilities to the Vivo core and your project’s integrations.

  4. Validate and evolve

    We review functionality, responsive layouts and key flows. Launch and subsequent phases are defined by the scope.

03 / CONNECTED TO VIVO

Your brand up front.
Connected infrastructure behind it.

App development connects to a shared financial foundation. Each capability is assessed against the use case, integration and market.

Payments & wallets

Balances, movements and payment flows.

Cards

Issuing capabilities depending on the program.

Virtual assets

USDC, USDT and tokenized assets, depending on the asset and network.

Control & integration

APIs, ledger and compliance controls.

Availability and terms depend on the service, entity and jurisdiction.

04 / BEFORE WE START

A clear scope.
From the start.

Can I work with Vivo if I already have an app?

Yes. We start by reviewing your platform, the capability you want to add and the connections it requires. The proposal can focus on an integration or on evolving the experience.

Does my app need the entire stack?

No. We start with the features your product needs. Financial capabilities and their dependencies are defined within the scope.

What format will the application take?

We define the format as part of the scope: an app, web experience or portal, based on your users, devices and integrations. Platforms and deliverables are agreed before development.

How much does it cost and how long does it take?

Budget and timeline depend on features, integrations and operating requirements. Tell us what you want to build so we can have a specific project discussion.

05 / YOUR NEXT APP

Tell us what
you want to build.

Describe your idea or existing app, who will use it and the market you want to serve. That gives us a starting point to assess your project.

You do not need every screen figured out to start the conversation.

Prefer to email us directly?

Include the main features and financial capabilities you want to integrate.

Prepare your inquiry and review it before sending it from your email.